Employee Benefits

The City of Chelsea provides a comprehensive and competitive benefits package to ensure that its employees are happy, healthy, and prepared for life changes and challenges. 

Open Enrollment period will begin Monday, April 1, 2024 through Friday, April 12, 2024. This is your opportunity to enroll in the City’s benefits or to make changes to your existing plan.  All changes made by employees during Open Enrollment will take effect July 1, 2024 and will be effective through June 30, 2025.

Important: Once Open Enrollment ends, you must wait until next year’s Open Enrollment or experience a qualifying event to make changes. Please keep in mind, if you have a qualifying event you must notify the Human Resources Department and submit all required documentation within 30 days of the qualifying event date.  A qualifying event includes but is not limited to:

  • Change in marital status
  • Loss of dependent status
  • Birth, adoption or legal guardianship
  • Change in employment status that affects employee's benefits
The City works with a number of vendors and outside organizations to offer benefits such as:

  • Medical insurance through Harvard Pilgrim Health Care
  • Dental coverage through Altus Dental and DMS
  • Supplemental Benefits through Colonial Life
  • Group and voluntary life insurance through Boston Mutual
  • Deferred compensation through VOYA and The Smart Plan
  • Employee assistance through the Employee Assistance Program (EAP) provided by ESI Group
  • New vision plan through EyeMed Vision
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Categories always sorted by seq (sub-categories sorted within each category)
Documents sorted by _RECORDID in Descending Order within category

Life Insurance and Supplemental Benefits2 documents

  • Colonial Life Supplemental Benefits
    document _recordid 98
  • Boston Mutual Life Insurance Beneficiary Change Form
    document _recordid 97

Rate Charts3 documents

  • Medicare Enhance Rates – 2023
    document _recordid 1136
  • FY25 - Non-Medicare Rates (July 1, 2024-June 30, 2025)
    document _recordid 1135
  • FY25 - Employee Rates  (July 2024 - June 2025)
    document _recordid 1133

Vision Plan – EyeMed Vision5 documents

  • EyeMed 360 FAQ
    document _recordid 107
  • EyeMed 360 Provider Directory
    document _recordid 106
  • EyeMed Diabetic Care Product
    document _recordid 105
  • EyeMed Enrollment, Change Form
    document _recordid 104
  • EyeMed Vision Summary of Benefits
    document _recordid 103

Required Notices1 document

  • Required Notices
    document _recordid 108

Health Insurance Opt-Out Information2 documents

  • Hibo Form
    document _recordid 111
  • Health Care Coverage Waiver Form
    document _recordid 109

Summary of Benefits and Coverage5 documents

  • HMO and PPO Enrollment and Change Form
    document _recordid 1143
  • HMO Harvard Pilgrim Summary of Benefits
    document _recordid 837
  • PPO Harvard Pilgrim Summary of Benefits
    document _recordid 836
  • Harvard Pilgrim Fitness Reimbursement Form
    document _recordid 118
  • Harvard Pilgrim Comparison Plan Chart
    document _recordid 113

Dental Coverage Plans3 documents

  • Preventative Rewards Flyer
    document _recordid 121
  • Altus Enrollment Form
    document _recordid 120
  • Altus Dental Benefits Summary
    document _recordid 119

DMS Dental1 document

  • DMS Summary and Enrollment Form
    document _recordid 1137

Employee Assistance Program2 documents

  • EAP FAQ's
    document _recordid 236
  • Total Care EAP Information Resources
    document _recordid 124

Deferred Compensation9 documents

  • The Smart Plan – View all your finances in one secure place
    document _recordid 1142
  • The Smart Plan – It's Smart to Stay
    document _recordid 1141
  • Meet Your Dedicated And Local Smart Plan Advisor
    document _recordid 1140
  • The Smart Plan – Two Paths To Investing For Retirement
    document _recordid 1139
  • The Smart Plan – Plan Overview
    document _recordid 1138
  • 457 Payroll Contribution Form
    document _recordid 131
  • 457 Overview Brochure
    document _recordid 130
  • Flyer TEM Invite
    document _recordid 129
  • The Smart Plan
    document _recordid 128