Employee Benefits

The City of Chelsea provides a comprehensive and competitive benefits package to ensure that its employees are happy, healthy, and prepared for life changes and challenges. 

Open Enrollment period will begin Monday, April 8, 2024 through Friday, April 26, 2024. This is your opportunity to enroll in the City’s benefits or to make changes to your existing plan.  All changes made by employees during Open Enrollment will take effect July 1, 2024 and will be effective through June 30, 2025.

Important: Once Open Enrollment ends, you must wait until next year’s Open Enrollment or experience a qualifying event to make changes. Please keep in mind, if you have a qualifying event you must notify the Human Resources Department and submit all required documentation within 30 days of the qualifying event date.  A qualifying event includes but is not limited to:

  • Change in marital status
  • Loss of dependent status
  • Birth, adoption or legal guardianship
  • Change in employment status that affects employee's benefits
The City works with a number of vendors and outside organizations to offer benefits such as:

  • Medical insurance through Harvard Pilgrim Health Care
  • Dental coverage through Altus Dental and DMS
  • Supplemental Benefits through Colonial Life
  • Group and voluntary life insurance through Boston Mutual
  • Deferred compensation through VOYA and The Smart Plan
  • Employee assistance through the Employee Assistance Program (EAP) provided by ESI Group
  • New vision plan through EyeMed Vision
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Life Insurance and Supplemental Benefits2 documents

  • Boston Mutual Life Insurance Beneficiary Change Form
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  • Colonial Life Supplemental Benefits
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Rate Charts3 documents

  • Employee Rates
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  • medicare enhance rates - 2022.pdf
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  • Non-Medicare Rates
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Vision Plan – EyeMed Vision5 documents

  • EyeMed Vision Summary of Benefits
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  • EyeMed Enrollment, Change Form
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  • EyeMed Diabetic Care Product
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  • EyeMed 360 Provider Directory
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  • EyeMed 360 FAQ
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Required Notices1 document

  • Required Notices
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Health Insurance Opt-Out Information2 documents

  • Health Care Coverage Waiver Form
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  • hibo.pdf
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Summary of Benefits and Coverage6 documents

  • Harvard Pilgrim Comparison Plan Chart
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  • HMO Harvard Pilgrim Enrollment Form
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  • PPO Harvard Pilgrim Enrollment Form
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  • Harvard Pilgrim Fitness Reimbursement Form
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  • PPO Harvard Pilgrim Summary of Benefits
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  • HMO Harvard Pilgrim Summary of Benefits
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Dental Coverage Plans4 documents

  • Altus Dental Benefits Summary
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  • Altus Enrollment Form
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  • Preventative Rewards Flyer
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  • Powerpoint Presentation on Altus Dental
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DMS Dental1 document

  • DMS Summary and Enrollment Form
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Employee Assistance Program2 documents

  • Total Care EAP Information Resources
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  • EAP FAQ's
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Deferred Compensation4 documents

  • The Smart Plan
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  • Flyer TEM Invite
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  • 457 Overview Brochure
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  • 457 Payroll Contribution Form
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